The 'us' or 'we' refers to the owner of the website (Bowater Price) whose registered office is GAINSBOROUGH HOUSE, SHEERING LOWER ROAD, SAWBRIDGEWORTH, CM21 9RG. Our company registration number is 03984449 registered in England and Wales. The term 'you' refers to the user or viewer of our website.
VehicleFlex is a trading name of Bowater Price. The Financial Conduct Authority (hereafter FCA) is the independent regulator of financial services under which Bowater Price is registered. Our permitted business is credit brokerage, debt administration, counselling and adjusting and general insurance. Our registration number is 676823. You can check this in the FCA’s Register by visiting their website https://register.fca.org.uk/ShPo_HomePage or by contacting the FCA on 0800 111 6768 (From abroad: 44 20 7066 1000, Typetalk: 18001 0800 111 6768) or via email to email@example.com.
As a credit broker regulated and authorised by the FCA, we can introduce you to a select group of financial lenders who may be able to help you finance your vehicle via a contract based on the information that you have provided to us. You may request a list of these lenders and their Consumer Credit numbers at any time. As part of the process of obtaining finance for your vehicle we will need to pass your details on to one or more of our panel of lenders. Any organisation approached for credit will need to undertake credit searches with a credit reference agency which may affect your credit rating. These lenders provide a range of product types which may be suitable for your vehicle needs. We will explain the key features of those products to you, and are happy to answer any queries you may have regarding them.
Following guidance issued by the FCA, we will take steps to ensure that if we make a recommendation in the course of advising you it will be suitable for your demands and needs at the time. The recommendation will be based on the information you provide to us. In a separate document assessing your demands and needs we will ask for information about your personal circumstances and objectives which may be relevant in order to enable us to identify your requirements in a contract. It is very important that you provide us with accurate and relevant information so that we may deliver the best service we can.
We do not charge fees for our advice, recommendations or Consumer Credit contract services. However, we may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with the finance provider. For further information on payments we may receive you must make a request in writing to the above address prior to the finance agreement going live. Some finance providers may charge an administration fee for setting up an agreement between you the customer and them.
No, we are not independent financial advisers and so are unable to provide you with independent financial advice.